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CCIS has Moved!

Oct 30, 2016 08:20PM ● By Colleen Callahan

Colleen Callahan

It has been quite a year for Colleen Callahan Insurance Services.  In February we purchased a condo in the Two Worlds complex in Pleasant Hill.  Previously, it was a hair salon, and thanks to my husband, Cary, it has been beautifully transformed into an insurance office. We moved in July, just in time to prepare for the busy fall season.

October, November and December are busy months for our office.  Open enrollment for Medicare Prescription Drug began on October 15 and runs until December 7.  This is the time to review your medications and decide if you need a change on January 1, 2017.

Those with individual health insurance plans have no doubt received shocking rate increase notifications. Since it is election time, I suggest you make your opinions about the rate increases known to your elected representatives, especially in Washington, DC. I believe the Affordable Care Act did not properly address anything to control prices.

The open enrollment for health insurance this year runs from November 1, 2016 – January 31, 2017. If you want to have a new plan on January 1, 2017, all applications must be submitted by December 15, 2016.

For those of you with small group health insurance plans, many companies have a December 1 anniversary date.  That means it is time to review your plan.  We began contacting our groups in July to prepare for the busy season.  We wanted all of the renewal change requests submitted in early November. Last year it was a nightmare. Companies that submitted changes on December 1 did not receive their new cards until January! Like the holidays, it is best to shop early.

With Thanksgiving in mind, I want to thank my husband, office team, friends, and family for helping us get to our new location. I am very grateful for this place.